Take-home pay
£0
£0/year after deductions
Income Tax: £0
National Insurance: £0
Pension contribution: £0
Student loan: £0
Effective tax rate: 0%
Important: 2025-26 tax year rates: personal allowance £12,570 (tapered above £100,000); basic rate 20% to £50,270; higher rate 40% to £125,140; additional rate 45% above. NI: 8% Class 1 employee rate. Pension contributions reduce taxable income. Student loan thresholds: Plan 1 £24,990, Plan 2 £27,295, Plan 4 £31,395, Plan 5 £25,000, Postgraduate £21,000.
Not personalised tax advice. Use a UK accountant for material tax decisions.