Topic
Picks, comparisons, and tests in the Money & Banking category — written and verified by James Walker.
Premiums are at historic lows. Most UK adults with dependants are under-insured. The route to best price isn't the comparison site — it's the fee-free broker channel that doesn't pay influencer commissions.
We tested five UK home insurance comparison routes with the same property profile. The price spread on identical cover was £170/year. Most UK households are overpaying — and over-buying.
UK parents have three tax-efficient options for saving for children. The right answer depends on what you're saving for — and the marketing for each product is misleading about which goal each suits.
Most UK travellers buy single-trip travel insurance separately every time they fly. For anyone travelling twice a year or more, an annual multi-trip policy saves £80-£200/year and offers better cover.
Four UK robo-advisors tested across six months. Fees compounded over decades matter more than the marketing implies — and the cheapest robo isn't necessarily the right pick.
Five UK gym chains tested across two months. The right pick depends on price, location, and whether you want budget functional gym, mid-range with classes, or premium club experience.
Most UK self-employed adults aren't insured against being unable to work. NHS Employment Support Allowance is £85/week. Income protection insurance closes the gap — and premiums for healthy adults are lower than people assume.
Most UK adults can't access NHS dental care. Private dental costs more than people expect. Dental insurance and capitation plans help — but the maths only works for some adults, not all.
Fixed-rate bonds (1, 2, 3 years) often pay 0.3-0.6% above easy-access savings. For money you genuinely don't need quickly, the trade-off can be worth £150+ per year on £20,000.
Four UK invoicing tools tested across six months. The right pick depends on whether you want invoices alone, invoices integrated with accounting, or invoices integrated with payments — and the answers don't overlap.
We sent £20,000 across 14 international transfers, six countries, three providers, and tracked every penny of fees. The cheapest provider isn't the one most people are using — and the gap is bigger than the marketing suggests.
Three AI tools UK accountants are quietly adopting in 2026 — receipt capture, bookkeeping automation, advisory. The productivity gains are real but specific.
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